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Expat financial advice from the experts

Taking an Assurance Vie in France

Taking an Assurance Vie in France

The French Assurance Vie Moving to France has many benefits for British Expats – the culture, the cuisine, the weather and the pace of living among them. However, becoming a French Resident or retiring in France can have it’s drawbacks – the complex and overbearing tax system is one of them. Income tax and social […]

Financial Planning In Spain

Can I have a SIPP if I Live Abroad?

UK SIPP Abroad as a Non-Resident One of the main concerns Expats have when moving abroad is managing their retirement provisions and pension pots. Cross-border financial planning has been a notoriously tricky area, with various tax-wrappers, pensions and products in play. So what are the options as a non-UK resident, and can you still have […]

No American QROPS – You can still transfer UK Pensions

US Resident Receiving a UK Pension

US Resident Receiving a UK Pension Cross-border financial planning can become incredibly complex, especially when you factor in different jurisdictions and tax authorities, such as the IRS and HMRC. As a US resident with UK pension provisions, you may be confused as to what your best options are, or whether you should consider transferring your […]

Pension Transfer Costs

Pension Transfer Costs

Pension Transfer Costs Are you looking at transferring your UK pensions, but unsure as to what a pension transfer costs? When moving abroad, one of your biggest concerns might be what happens to your retirement and pension pots. Often, people may have built up several different pensions with different employers over the course of their […]

Transfer Defined Benefit Pension to SIPP

Transfer Defined Benefit Pension to SIPP

Transfer Defined Benefit Pension to SIPP A transfer defined benefit pension to SIPP is something that we are often asked if it’s a good idea or not. Defined benefit pension schemes have often been branded the ‘golden handcuffs’ of retirement provisions. The reason for this is twofold: 1) Defined benefit pension schemes guarantee a level […]

Accessing UK Pension From Abroad

Accessing UK Pension From Abroad

Accessing UK Pension From Abroad As an Expat, organising and arranging your finances and retirement plans can become a headache. You’ll likely have several bank accounts (locally and in the UK), as well as several different pension pots that you have accumulated over years of working in the UK and maybe abroad. Factoring in UK […]

Transfer UK Pension to Canada RRSP

Transfer UK Pension to Canada RRSP

Retirement Planning in Canada – Canada RRSP Moving abroad can be equally as daunting as it may be exciting. Whilst moving abroad has several perks, maintaining a coherent financial plan is not one of them. Retirement planning is increasingly become more complex in the UK and the rest of Europe. This only becomes more confusing […]

UK Standard Advice for Expats

UK Standard Advice for Expats

UK Standard Advice for Expats For years, receiving appropriate and value for money financial advice abroad has been a daunting process. The market has been plagued by commission-based advisers, working off opaque and outdated business models that have never really had client interests at heart. Harrison Brook was created to address this problem – we […]

international SIPP benefits

Best International SIPP: The Expat Pension Solution?

Are you looking for the best International SIPP out there? Retirement planning has always been one of the most complex areas of financial planning. With so many different solutions available, all with differing features, picking the product that universally suits your needs can quickly become overwhelming. Add in the fact that you may have moved […]

expat estate planning harrison brook

Expat Estate Planning: The Cost of Doing Nothing

Inheritance tax receipts hit a record £5.4 billion in 2018/19, a £200 million increase from the previous tax year. Research conducted by Canada Life has estimated that HMRC will take up  to £10 billion in tax from those within their remit by 2030, which equates to almost double the current level. Expat estate planning should […]