Pensions Articles

Expat financial advice from the experts

Pension Transfer Costs

Pension Transfer Costs

Pension Transfer Costs Are you looking at transferring your UK pensions, but unsure as to what a pension transfer costs? When moving abroad, one of your biggest concerns might be what happens to your retirement and pension pots. Often, people may have built up several different pensions with different employers over the course of their […]

UK frozen pensions

Expat Frozen Pensions

Expat Frozen Pensions Do you hold one or more Expat Frozen pensions? Have you built up numerous pension pots with previous employers? Are you wanting to access your frozen pension or consolidate it into one? The majority of people who have worked in the UK will have contributed to their company pension scheme. Often, when […]

QROPS UK to USA

QROPS UK to USA Do you hold UK pensions you wish to transfer to the USA? Do you live in the USA with no intention to return? Do you hold more than one UK private pension you wish to consolidate? In my previous article, we assessed the options available to US residents including the benefits […]

UK SIPP for US citizens

UK SIPP for a US citizen

UK SIPP for a US citizen Are you a US citizen with UK Pensions? Do you still have access? Are you wanting to consolidate many pensions into one? Do you simply want the ability to manage your investments? As a US resident or a US citizen you are unfortunately limited in which pension providers you […]

what does a uk pension transfer cost

What does a pension transfer cost?

What does a pension transfer cost? Are you considering transferring your UK pension? Do you have a UK pension and now live abroad? Do you need to transfer your pension in order to gain access to your monies? Within this article, we will assess all the costs associated with a UK pension. There are numerous […]

Accessing UK Pension From Abroad

Accessing UK Pension From Abroad

Accessing UK Pension From Abroad As an Expat, organising and arranging your finances and retirement plans can become a headache. You’ll likely have several bank accounts (locally and in the UK), as well as several different pension pots that you have accumulated over years of working in the UK and maybe abroad. Factoring in UK […]

Withdrawing UK Pension in France

Withdrawing UK pension in France

Withdrawing UK pension in France Are you a French resident withdrawing a UK pension in France? Is this the first time you will be drawing on your personal pension since moving to France? Do you have more than one pension you wish to drawdown from? Within this article, we will discuss the process involved and […]

QROPS expensive

Why is my QROPS Expensive?

Ever wondered why is my QROPS expensive? Many ex-pats have been sold a QROPS on the basis of tax efficiency, ability to draw down your pension “tax-free” and removing your pension pot from UK regulation. Within this article, however, we are going to specifically look at the overall cost of different QROPS. We will compare […]

Prudential - taking your pension

Prudential – Taking your pension

Prudential – Taking your pension Have you recently received a letter from Prudential regarding your existing scheme and taking your UK pension? The letter states the following headings: Fund Value Taking your pension Make an informed decision It is meant to be a clear summary of the options available to you now that you have […]

Transfer UK Pension to Canada RRSP

Transfer UK Pension to Canada RRSP

Retirement Planning in Canada – Canada RRSP Moving abroad can be equally as daunting as it may be exciting. Whilst moving abroad has several perks, maintaining a coherent financial plan is not one of them. Retirement planning is increasingly become more complex in the UK and the rest of Europe. This only becomes more confusing […]