Expat Financial Advice Articles

Expat financial advice from the experts

savings bond

Friends Provident Reserve Bond

Friends Provident Reserve Bond A Friends Provident Reserve Bond is an effective tool for meeting the complex tax needs of each individual client.  Available throughout the world, the Friends Provident International ‘Reserve Bond’ provides the investor with the ability to defer and plan taxation. Key Features: Available in 8 currencies (USD, GBP, EUR, HKD, CHF, AUD, […]

Collective Redemption Bond

OMI ‘Collective Investment Bond’ (CIB)

The Collective Investment Bond is a whole of life offshore bond with no fixed term. It is exempt for income and capital gains tax since the bond is provided by Old Mutual International which, is based in the Isle of Man. Key Features: Tax efficiency. No fixed term. Whole of life bond. Death benefit of […]

Collective Redemption Bond

OMI ‘Collective Redemption Bond’.

The Collective Redemption Bond is an Old Mutual International Bond, it is a capital redemption contract with a 99 year term life. Provided by Old Mutual International, based in the Isle of Man, it is exempt for income and capital gains tax. Key Features: Tax efficiency. Capital Redemption contract. 99 year fixed term. Estate planning […]

Collective Redemption Bond

OMI ‘Executive Redemption Bond’ (ERB)

The Executive Redemption Bond is a capital redemption policy with a 99 year term. Provided by Old Mutual International, based in the Isle of Man, it is not subject to income or capital gains tax. Key Features: Tax efficiency. Capital redemption policy. 99 year term. Guaranteed value of twice the premium you have paid. One-off […]

QROP expensive

Spanish Property Versus Portfolio Investments

Considering investing in foreign property? Here’s what you should know…. In the year 2000 to 2007 the Spanish property market grew quicker than expected with house prices rising as much 200% in the period. For residents and offshore buyers this was a perfect time to purchase, however, in 2008 the property boom hit with a […]