Advice Articles

Expat financial advice from the experts

savings bond

Friends Provident Reserve Bond

Friends Provident Reserve Bond A Friends Provident Reserve Bond is an effective tool for meeting the complex tax needs of each individual client.  Available throughout the world, the Friends Provident International ‘Reserve Bond’ provides the investor with the ability to defer and plan taxation. Key Features: Available in 8 currencies (USD, GBP, EUR, HKD, CHF, AUD, […]

Collective Redemption Bond

OMI ‘Collective Investment Bond’ (CIB)

The Collective Investment Bond is a whole of life offshore bond with no fixed term. It is exempt for income and capital gains tax since the bond is provided by Old Mutual International which, is based in the Isle of Man. Key Features: Tax efficiency. No fixed term. Whole of life bond. Death benefit of […]

Collective Redemption Bond

OMI ‘Collective Redemption Bond’.

The Collective Redemption Bond is an Old Mutual International Bond, it is a capital redemption contract with a 99 year term life. Provided by Old Mutual International, based in the Isle of Man, it is exempt for income and capital gains tax. Key Features: Tax efficiency. Capital Redemption contract. 99 year fixed term. Estate planning […]

Collective Redemption Bond

OMI ‘Executive Redemption Bond’ (ERB)

The Executive Redemption Bond is a capital redemption policy with a 99 year term. Provided by Old Mutual International, based in the Isle of Man, it is not subject to income or capital gains tax. Key Features: Tax efficiency. Capital redemption policy. 99 year term. Guaranteed value of twice the premium you have paid. One-off […]

QROP expensive

Spanish Property Versus Portfolio Investments

Considering investing in foreign property? Here’s what you should know…. In the year 2000 to 2007 the Spanish property market grew quicker than expected with house prices rising as much 200% in the period. For residents and offshore buyers this was a perfect time to purchase, however, in 2008 the property boom hit with a […]

Collective Redemption Bond

OMI ‘Executive Investment Bond’ (EIB)

The Old Mutual EIB Executive Bond from Old Mutual International (OMI) a medium to long term investment bond which lets you access funds regularly and easily, invest in a wide range of assets and take advantage of offshore bond tax benefits. Old Mutual EIB Executive Bond (EIB) Key Features: Save and grow your assets. Access to world’s […]

setting up business abroad

Succeeding in business abroad

Want to set-up overseas? Here’s our business abroad checklist… While many British citizens become expats in order to enjoy their retirement abroad, others leave the UK for more entrepreneurial reasons. Some expats yearn to start their own businesses abroad, thereby generating money that they can use to enjoy their new countries. If you’re one of […]

Should I transfer to a QROPS

Should I transfer to a QROPS?

Should I transfer to a QROPS? When you’re an expat, finances can (and invariably do) get complicated. In today’s article, we’re going to identify when expats should be considering a QROPS – and perhaps crucially, answer the question ‘Should I consider a QROPS transfer’? Let’s set an example: take a person aged in their mid-fifties […]

moving abroad with family

Best countries to move to with a family

Moving abroad with your family? Here’s what you need to know.  The world is your oyster when you are young, free and single but moving aboard when you have children to consider, takes a great deal more thought and planning. Apart from the question of uprooting them against their will and assimilating them into a […]

Thrill seeking Nice

Nice: the perfect base for adrenaline junkies

Adrenaline Junkie? Here’s your guide to thrill seeking in the South of France. When you think about Nice, thrill seeking might not spring immediately to mind. But with the ski resorts of Isola, Valberg and Auron just a stone’s throw away by car or bus, there’s plenty for adrenaline junkies to enjoy at any time […]