If you are one of many expats that have made Canada their home or indeed are planning to soon, the chances are you might have pensions that you have accumulated in the UK and are considering getting a UK pension transfer to Canada. Your unique position as an expat One of the first things expats […]

We have been working with a lot of expats which have been dealing with expensive and unsuitable solutions, high charges, bad advice and poor communication from their advisers to name a few. And now, frozen funds is another serious issue we can add to the list. ‘’An opportunity to profit from landfill diversion and renewable […]

Do you a hold a Johnston Press Pension? In mid-November the Johnston Press Pension Scheme headed to the Pension Protection Fund (PPF)as part of a deal to keep the publisher afloat. If you are a member of the Johnston Press Pension Scheme you should have received a letter from the trustees informing you of this. Johnston Press Pension […]

‘Closed Book’ bonds, what are they? Quite simply, they are Insurance & Investment policies that are now closed to new business and are no longer sold. However, they still remain on the books of the life insurance provider as premium-paying policies. Closed book business has become a major issue in the insurance industry. Indeed, contracts […]

Why do trustees charge QROPS exit penalties? If you hold a UK pension and decide you want to retire abroad, then one option is that of a QROPS. A QROPS (Qualifying Overseas Pension Scheme) is an overseas pension scheme that meets the requirements set by HM Revenue and Customs (HMRC) to transfer and consolidate UK […]