Financial Advice Articles

Expat financial advice from the experts

expat estate planning harrison brook

Expat Estate Planning: The Cost of Doing Nothing

Inheritance tax receipts hit a record £5.4 billion in 2018/19, a £200 million increase from the previous tax year. Research conducted by Canada Life has estimated that HMRC will take up  to £10 billion in tax from those within their remit by 2030, which equates to almost double the current level. Expat estate planning should […]

move to portugal

Financial Advice for expats in Portugal

Moving abroad? Consider Portugal. So, other than a high quality health system, easy accessibility to the rest of the world and 3300 hours of sunshine a year! What other reason do expats in Portugal have for the move? How about the Portuguese Non-Habitual Tax Resident scheme (NHR)? What is NHR? The NHR is a Portuguese tax regime […]

Canadian QROPS

No Canadian QROPS – you can still transfer UK Pensions

Did you know that HMRC has cut all Canadian QROPS? In February 2017 Her Majestys Revenue and Customs (HMRC) decided to cut all Canadian QROPS / ROPS (Qualified/ Recognised Overseas Pensions Schemes) from the ROPS list. The reasons being that Canadian retirement plans allow for the holder to use their pension as collateral when buying a […]

financial adviser in Turkey

Are you looking for a Financial Adviser in Turkey?

Do you like being outdoors in the fresh air and enjoying the sun?  Are you looking for somewhere sunny with low living costs? A place with a “work to live” culture rather than a “live-to-work” one? Where the locals are friendly and welcoming towards expats? A country with fresh, delicious and healthy cuisine? If you’re […]

expat financial adviser in Germany

Expat Financial Adviser in Germany – Look no further

Germany is a wonderful country full of history, culture and not to mention delicious cuisine!   Many expats are drawn to this wonderful place. Whether for a job opportunity, due to Germany’s importance and growing presence within various industries.  Or to settle down and start a family.  This will guarantee that your children will receive […]

Financial Adviser in Spain

Looking for a Financial Adviser in Spain?

Are you living in the beautiful and sunny España? Or are you planning to do so?  If you are living in this wonderful country, have you thought about seeking a financial adviser in Spain?  An international financial adviser that can serve you no matter where you go? Moving overseas Moving to another country is very […]

Expat Pension Sharing Order for UK Company Pensions

Expat Pension Sharing Order for UK Company Pensions

Expat Pension Sharing Order for UK Company Pensions Pension sharing order for UK company pensions has become more and more common in recent times. The process itself is not overly complex and there are a number of companies in the UK, who can assist with this. The issue arises when you are no longer a […]

brooklands sipp

Do you hold a Brooklands SIPP?

Brooklands SIPP First of all, if you are a Brooklands SIPP holder then you will have been well aware of the negative press they have been receiving. Indeed, while the name Brooklands SIPP has become synonymous with misselling of SIPP’s. As a result, the FSCS (Financial Services Compensation Scheme) is paying out to clients who invested in their […]

kodak pension plan

Do you hold a Kodak Pension?

Do you hold a Kodak pension? If you are part of the Kodak pension (Kodak Pension Plan – KPP) then it is likely you have received a newsletter from the Kodak UK Pensions trustees, but also as reported by Josephine Cumbo in the Financial Times plan members face a threat of pension deductions. The message from Kodak […]

French PERP/QROPS

No French PERP/QROPS – You can still transfer

Are you aware that HMRC has cut all French PERP/QROPS? As of December 2016, all French PERP/QROPS were delisted by HMRC.  A PERP (Plan d’Epargne Retraite Populaire) is a long-term savings product that provides an additional regular income from retirement age. A QROPS (Qualifying Recognised Overseas Pension Scheme) is a non-UK based pension scheme recognised by […]